Are you nearing the age of retirement? If so, then you may already have your health insurance figured out, but what about coverage for dental care? For some retirees, paying for dental care after retirement can be a challenge. Fortunately, there are a few options worth considering.
Check Eligibility for a Medicare Advantage Plan
First of all, understand that most standard Medicare options don’t include dental care, but some Medicare Advantage options include limited coverage for routine cleanings and exams. If you’re going the Medicare route once you retire, you may want to check and see if you’re eligible for a Medicare Advantage plan that has dental coverage.
Take Advantage of Veteran’s Benefits
If you’re a retiring veteran, it is definitely worth looking into your eligibility for reduced-cost dental insurance through the VA Dental Care program. This can help you offset the cost of purchasing your own dental coverage after retiring.
Find a Dentist with Financing Options
Finally, always make sure you’re seeing a dentist who can provide you the highest standard of care at competitive prices. Here at McNeely Family Dentistry, we’re committed to providing affordable dental care. For instance, we proudly offer CareCredit (a third-party financing option) for those who need extensive work done; this service offers a variety of payment plans (including interest-free options) to suit your needs.
We also offer our own in-house financing to make dental work more affordable. This allows you to finance the cost of your dental work up-front and make affordable monthly payments until it’s paid off.
And, of course, we also accept most dental insurance plans, including HSA and FSA accounts. We also accept most major debit and credit cards and even offer a 5% cash payment discount. To find out more about our financing options or to schedule your dental care appointment, contact our team today at (704) 496-9001.